Mobile Notary in Soddy-Daisy, TN

Soddy-Daisy formed in 1969 when the towns of Soddy and Daisy merged. It still covers a lot of ground, from U.S. 27 and Dayton Pike out to the Soddy Creek inlet of Chickamauga Lake. Karen McCormick’s office is just down the road in Hixson, so north Hamilton County is part of her normal route.

A spread-out city, served at your address

Most errands here involve a drive, and a notary visit doesn’t have to be one of them. Karen comes to:

• houses in the neighborhoods off Dayton Pike and Sequoyah Road
• lake homes and properties on long private drives
• farms and rural homes on the city’s outer edges
• workplaces, care facilities and hospitals across north Hamilton County

Some rural addresses are hard to find, so share a gate code, a landmark or a note about the driveway when you book. It saves time for everyone.

Loan signings and deeds of trust at the kitchen table

A lot of Soddy-Daisy work is real estate: refinances, home-equity lines, purchases and property transfers. The central document in most Tennessee home loans is the deed of trust, which secures the loan against the property and is recorded with the Hamilton County Register of Deeds. A typical loan signing goes like this:

1. The lender or title company sends the package. Karen usually receives it ahead of time and prints it, so you don’t have to.
2. Everyone shows ID. Each borrower on the loan should be at the table with current, acceptable identification.
3. You sign page by page. Karen points out every signature, date and initial line and notarizes the pages that need it, such as the deed of trust.
4. The package goes back. Karen returns the signed documents the way the lender or title company instructs.

Karen can’t explain or change the loan terms. Your loan officer or closer handles those questions. There’s a step-by-step guide to what a mobile notary does at your closing, and our loan signing service page explains how to set one up. For warranty deeds, quitclaim deeds and other property transfers, see the deed notarization page.

Oaths, affirmations and affidavits

Many documents Karen notarizes in Soddy-Daisy are sworn statements. They include affidavits of residency, heirship-related statements, vehicle and title forms and statements for court. For each one, the signer either:

• swears an oath, a promise to tell the truth, traditionally made to God, or
• makes an affirmation, the same solemn promise without religious wording.

Either way, Karen completes a jurat certifying that you signed in front of her and swore or affirmed that the contents are true. Read the statement carefully before the appointment. Signing a false sworn statement can carry legal consequences.

Documents that need witnesses as well as a notary

A notary’s seal doesn’t replace witnesses when a document calls for them. In Tennessee, for example:

• A will is signed in front of at least two witnesses. The notary’s part is the optional self-proving affidavit.
• An advance directive for health care can be notarized or signed by two qualified witnesses. You choose one route or the other.
• Some out-of-state or institutional forms ask for witnesses in addition to notarization.

Read the signature page before booking. If you see witness lines, arrange adult witnesses who aren’t named in the document, or ask Karen what the form requires. The guide do you need witnesses in addition to a notary? explains this further.

A quick checklist for rural and lakeside visits

• Full street address, plus a landmark or gate code if the property is hard to spot
• A table with room to lay out pages, and decent light
• Every signer present, with a current, unexpired photo ID
• The complete, unsigned document, including any pages the lender or agency sent
• A working phone number in case the signal drops near the water

Everything else on the list

Beyond loans and affidavits, Soddy-Daisy households often need powers of attorney, will-related documents, contracts, custody and visitation papers and simple signature witnessing. The full list is on the services page.

Neighboring communities

Karen also serves Hixson to the south and Sale Creek further north.

Frequently asked questions

How far out do you travel around Soddy-Daisy?

Karen covers the city and the surrounding north Hamilton County area, including homes off Dayton Pike, Sequoyah Road and the lake. For a location a long way off the main roads, give the full address when you call so she can confirm it.

What is a deed of trust, and why does it need a notary?

In Tennessee, a deed of trust is the document that secures a home loan against the property. It is normally recorded with the county Register of Deeds, and recording generally requires the borrower’s signature to be acknowledged before a notary.

Is an affirmation as valid as an oath?

Yes. An affirmation is a solemn promise to tell the truth that leaves out any reference to God or a higher power. It carries the same weight as an oath for an affidavit or other sworn statement.

Can all the signers be in different places?

For a traditional in-person notarization, each signer has to appear in front of the notary. If signers are in different places, they can be seen at separate appointments, as long as the document and the receiving office allow it. Ask the lender, title company or agency before you book.

Ready to schedule? Call (423) 401-8316 or send a request through the contact page with your address, the document type and the number of signers.